Shared Ownership

We are a firm believer in homes for everyone and with this in mind First Step deal with Shared Ownership all over the South of England.

Basic Criteria for Shared Ownership

The majority of our Shared Ownership properties are available to households on an income of up to £80,000 outside of the M25 and £90,000 per year in London.

There are also a few other requirements including:

    • You do not currently own a home or are in the process of selling your home
    • You are able to raise a mortgage (We can help you with our knowledgeable Financial Advisors) to part purchase a property unless in exceptional circumstances
    • You have a permanent contract of employment
    • You have sufficient savings for legal fees
    • You will need to pass a credit check
    • If you do not hold a British or EU passport or your passport isn’t stamped with either ‘indefinite leave to remain’, ‘indefinite right to enter’ or ‘right of abode’ you may not be able to get a mortgage

Please contact us on our dedicated Shared Ownership direct line for further help:
Ask for Sandie or Julie on 01462 658660

SHARED OWNERSHIP - SALES

We specialise in Shared Ownership sales and work with a number of Housing Associations to help various types of buyers get onto the property ladder, this type of purchase is ideally suited to first time buyers. We also specialise in the sale re-sale shared ownership properties.

REMOVALS

We can recommend professional removal and storage companies. Storage companies can prove really useful should you wish to de-clutter to maximise space in your property. You can securely store your bulky items for one day to 1 year! These professionals can come and have a look and provide a competitive quote.

PROPERTY CONTRACTORS REPAIR TEAM

First Step use local professional property repair specialists. Sometimes people don’t have time to do odd job repairs in and out of the house. Our contractors can quote for jobs large or small to help get your property onto the market without delay or help rectify survey issues such as slipped roof tiles.

FINANCIAL ADVISORS

First Step have specialist independent in-house Financial Advisors who can help secure the best mortgage deal for you. Please feel to arrange to come to our office and discuss your requirements in our confidential offices.

Milton Keynes Shared Ownership

“Good morning Sandie, We would like to thank you for all you did in getting us in our new flat. It’s just what we wanted ,we feel at home already. Thanks once again.”

David & Laura
August 2018

“Dear Claudia, A massive thank you to you and everyone at first steps for all of your help. What you do is amazing and is giving everyone a chance to get on the property ladder and we can’t thank you enough! Wishing you all the best for the future!”

Josephine & Michael
July 2018

“Sandie – Just a note to thank you for arranging the visitations  yesterday. It was a pleasure meeting you and  we are both most appreciative of  the not inconsiderable amount of time you spent with us and the caring and  helpful manner in which you navigated us through the viewing process.  You really did make the time spent interesting and  enjoyable as well as useful. I have passed on the information to our daughter.”

Mr & Mrs Hand
May 2018

“Thank you very much for all your help and providing me with the opportunity to buy my first home. I am so grateful for your help and assistance and for answering the many phone calls when I got nervous.”

Stephanie Alexander
January 2018