Shared Ownership

We are a firm believer in homes for everyone and with this in mind First Step deal with Shared Ownership all over the South of England.

Basic Criteria for Shared Ownership

The majority of our Shared Ownership properties are available to households on an income of up to £80,000 outside of the M25 and £90,000 per year in London.

There are also a few other requirements including:

    • You do not currently own a home or are in the process of selling your home
    • You are able to raise a mortgage (We can help you with our knowledgeable Financial Advisors) to part purchase a property unless in exceptional circumstances
    • You have a permanent contract of employment
    • You have sufficient savings for legal fees
    • You will need to pass a credit check
    • If you do not hold a British or EU passport or your passport isn’t stamped with either ‘indefinite leave to remain’, ‘indefinite right to enter’ or ‘right of abode’ you may not be able to get a mortgage

Please contact us on our dedicated Shared Ownership direct line for further help:
Ask for Sandie or Julie on 01462 658660

SHARED OWNERSHIP - SALES

We specialise in Shared Ownership sales and work with a number of Housing Associations to help various types of buyers get onto the property ladder, this type of purchase is ideally suited to first time buyers. We also specialise in the sale re-sale shared ownership properties.

REMOVALS

We can recommend professional removal and storage companies. Storage companies can prove really useful should you wish to de-clutter to maximise space in your property. You can securely store your bulky items for one day to 1 year! These professionals can come and have a look and provide a competitive quote.

PROPERTY CONTRACTORS REPAIR TEAM

First Step use local professional property repair specialists. Sometimes people don’t have time to do odd job repairs in and out of the house. Our contractors can quote for jobs large or small to help get your property onto the market without delay or help rectify survey issues such as slipped roof tiles.

FINANCIAL ADVISORS

First Step have specialist independent in-house Financial Advisors who can help secure the best mortgage deal for you. Please feel to arrange to come to our office and discuss your requirements in our confidential offices.

Milton Keynes Shared Ownership

“Sandie – Just a note to thank you for arranging the visitations  yesterday. It was a pleasure meeting you and  we are both most appreciative of  the not inconsiderable amount of time you spent with us and the caring and  helpful manner in which you navigated us through the viewing process.  You really did make the time spent interesting and  enjoyable as well as useful. I have passed on the information to our daughter.”

Mr & Mrs Hand
May 2018

“Thank you very much for all your help and providing me with the opportunity to buy my first home. I am so grateful for your help and assistance and for answering the many phone calls when I got nervous.”

Stephanie Alexander
January 2018

“Dear Sandie, I would just like to thank you for your help during the sale process. You were extremely polite and professional.
If I ever need your help and advice, I will not hesitate to contact you again. Good luck in the future.”

Pat
August 2017

“A massive thank you to Sandie and her colleagues at First Step. They have made the process of me getting on to the property ladder and buying my first home (which I absolutely love) possible where previously I thought it may never happen. The help they provided from start to finish was excellent and made a real difference in taking all the stress out of it, keeping the whole thing manageable by guiding, co-ordinating and liaising with the necessary steps between myself, the solicitors and the financial advisers; a job really well done, thanks again, your hard work was and is greatly appreciated.”

Craig