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Help to Buy scheme is available on selected plots only, subject to terms and conditions. The Help to Buy prices are based on 80 per cent of full purchase price. Purchaser deposit must be a minimum of 5 per cent after the equity loan has been applied. Help to Buy could provide an equity loan for the remaining 20 per cent interest free for the first 5 years. After year five, you will pay a fee on the equity loan of 1.75 per cent, rising annually by the retail price index plus 1 per cent. YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED ON IT. Offer subject to use of a mortgage broker from the recommended panel.